The Secret to Teen Power

If youve ever had a dream, a secret ambition, a passionate desire or goal, but had no idea how to make it real, then The Secret to Teen Power is for you.

The Secret to You

Law of attraction is forming your entire life experience and it is doing that through your thoughts. When you are visualizing, you are emitting a powerful frequency out into the Universe.

Start each magnificent day with this powerful visualization tool. The Secret to You was especially created to harness all of the power of The Secret to transform your life into joy.

To experience the maximum power from The Secret to You, read the words and feel them with all of your heart.

The Peaceful Warrior

“There’s no higher purpose than service to others.”
“It’s the journey, and not the destination that counts.”

WHAT IS THE NAME OF THE GAME THE RICH PLAY?

Most of us have heard of what is commonly referred to as the 80-20 rule. The principle states that, for many events, about 80 percent of the effects come from 20 percent of the causes. It is also known as the Pareto principle, the rule of the vital few. It is named after an Italian economist, Vilfredo Pareto, who noticed that 80 percent of the land in Italy was owned by 20 percent of the people – vital few. In business, a good rule of thumb is that 80 percent of your business comes from 20 percent of your customers – so take good care of them.

Robert Kiyosaki, author of Rich Dad Poor Dad, believed that 90 percent of all money is earned by 10 percent of the people. He called it the 90-10 rule of money. For example, if you look at the game of tennis, I would say that 10 percent of the players earn 90 percent of the money. In the Philippines, approximately 90 percent of the wealth is owned by 10 percent of the people.

Question: What is the name of the game of the 10 percent earning 90 percent of the money?

Answer: Cash Flow

To better understand the game of cash flow, the following are examples of how cash flow game is played in real life.

Many students, who graduate, enter the job market, find a good job, and watch their cash flow to the government via income taxes. The more they earn, the higher the percentage they pay in taxes. To save money, they eat at Jollibee or McDonalds, and cash flow to Jollibee or McDonald. They deposit their paycheck in their bank, and cash flows to the bank in the form of fees each time they use an ATM to get their money. They buy a car, and cash flows to the car company, finance company, gas industry, auto insurance, and, of course, to the government for an auto license. They buy a house, and cash flows out of their pockets to pay for the mortgage, insurance, cable TV, water, electricity, and government for property taxes.

Every month cash flows to the stock market to invest in mutual funds for retirement plans, and cash flows from mutual funds to fund managers in the form of commissions and fees. Later in life, when people are old and feeble, cash flows to hospitals for medical expenses and nursing home. And when they die, cash flows to pay taxes on what they left behind, if ever there’s any. For most people, their entire lives are spent trying to keep up with their outgoing cash flow.

The reason 90 percent of people struggle financially is because cash is always flowing out to someone or something else – flowing to the 10 percent who know the name of the game. The harder the 90 percent work and the more money they earn, the more cash flows out to the 10 percent.

This is the story of most Filipinos. Most work very hard. Some even went back to school for higher degrees and specialized training. Some made more money and saved some of it, but most never got control of their outgoing cash flow. When some lost their job and was forced to stop working, no cash flowed in – yet they still had to honor their outgoing cash flow obligations. Clearly, some are in real financial trouble.

Question: What can I do?

Answer: Learn how to play the game of cash flow.

Question: How?

Answer: Educate yourself financially.

Credits to The Conspiracy of the Rich by Robert Kiyosaki.

Sunday School’s Financial Advice

Words form our attitudes, and attitudes form our reality.

Life is an attitude. If you want to change your life, first change your words, which will turn change your attitude. The following are some common attitudes about money.

“I’ll never be rich” are the words of a person with a poor person’s attitude. The chances are he will struggle financially all his life. When a person says, “I’m not interested in money,” he actually drives money away from him. When we hear, “It takes money to make money,” we reply, “No, money begins with words, and words are free.” When someone says, “Investing is risky,” we reply, “Investing is not risky. Lack of financial education and listening to poor financial advice is risky.” Our words reveal a different perspective and a different attitude toward money and investing than someone with a poor person’s attitude.

Since money is knowledge, it follows that knowledge begins with words. Words are the fuel for our brains, and words shape our reality. If you use the wrong words, poor words, you will have poor thoughts and a poor life. Using poor words are the same as bad gasoline in a great car. The following are examples of how words affect us:

Words of a Poor Person

1. “I’ll never get rich.”

2. “I’m not interested in money.”

3. “The government should take care of people.”

4. “Money is the root of all evil.”

5. “Wala akong pera, I can’t afford it.”

Words of a Middle-Class Person

1. “I’ve got a high-paying, secure job.”

2. “My home is my biggest investment.”

3. “I’m investing in a well-diversified portfolio of mutual funds.”

4. “I know that.”

5. “I’m climbing the corporate ladder.”

Words of a Rich Person

1. “How can I afford it?”

2. “I use leverage.”

3. “I’m looking for good employees to work for me.”

4. “I’m looking for a cash-flowing hundred unit apartment houses to buy.”

5. “My exit strategy is to take my company public via IPO.”

Can you tell the difference between these words? What kind of reality does each set of words reveal? Repeating the lesson from Sunday school, “And the words became flesh.” We do become our words.

Question: What words will I use?

Answer: It depends on the financial future you want in your life.

“Choose your words wisely for it may determine your financial future.”

Credits to the Conspiracy of the Rich by Robert Kiyosaki.

Financial Advice for AVERAGE PEOPLE

One reason why 90 percent of people are financially average is because they follow average advice, for example:

1. “Go to School”
2. “Get a JOB”
3. “Work Hard”
4. “Save money”
5. “Your house is an asset and your biggest investment”
6. “Live below your means”
7. “Get out of debt”
8. “Invest for the long term in a well-diversified portfolio of stocks, bonds, and mutual funds”
9. “Retire, and the government will support you
10.“Live Happily Ever After”

“Live happily ever after is added because the above financial advices are fairy tales of money.” – from The Conspiracy of the Rich by Robert Kiyosaki

True enough… Today, we still do not have adequate financial education in our schools.

During the dark days of our Spanish Era, Filipino slaves were forbidden to be educated. An educated slave class was a dangerous slave class. Today, we fail to teach kids to be financially literate. It is another way of creating slaves- wage slaves.

Immediately after leaving school, most kids begin to look for a job, save money, buy a house and invest for the long term in a well-diversified portfolio of mutual funds.

Now that millions of people are losing their jobs, what do they do? They go back to school to get trained, look for a new job, try to save money, pay their mortgage, and invest for their retirement in mutual funds. And they teach their kids to do the same.

Ivan Pavlov won a Nobel Price in 1904 in Physiology and Medicine for his research on the digestive system of dogs. Today, when we hear the term Pavlov’s dogs, it refers to conditioned response. Going to school to get a high-paying job, saving your money for a house, and investing in a diversified portfolio of stocks and mutual funds are examples of a conditioned response. Many people cannot articulate why they do these things. They simply do it because it is what they were taught, a conditioned response.

History is full of success stories of those who ignored conditioned responses and forged their own path. The Wright Brothers and Henry Ford never finished high school. Bill Gates, Michael Dell, and Steve Jobs never finished college. Sergey Brin of Google suspended his PhD studies in Stanford. Mark Zuckerberg started Facebook in his dorm room at Harvard, traveled to California, and never returned to finish his education. All of these world-changers dropped out of school because they no longer needed to look for a JOB.

They had an idea and the courage to act on that idea. They started businesses and created jobs for others. Today, entrepreneurship is exploding all over the world. More important, the most successful entrepreneurs understand that we are in the information age. They have the vision to see the changes happening that most do not.

Question: What advice do you have for the average person?

Answer: Don’t be average

Credits to The Conspiracy of the Rich by Robert Kiyosaki.

The Entrepreneur Rollercoaster

I Voted for Myself… Who did you vote for?

CHANGE comes from within us, NOT from our President nor the Government

“A presidential choice is just a choice. It may or may not change our lives.”

Today, millions of Filipinos are lining up in precincts to cast their vote. Most of us are hoping that our votes would create change in our lives and the lives of our countrymen.

Looking back in 2004, I considered myself as one of these hopefuls hoping that our country would change for the better, providing more opportunities to all Filipinos, especially the poor.

Fast forward to the present, our country did experience change. Most notably in the Real Estate Industry having built more infrastructures since 2004; the booming Business Process Outsourcing (BPO) industry, which according to Wikipedia and BSA/U had grown 46% annually since 2006, providing more jobs for Filipinos; a more convenient banking system spearheaded by BDO and BPI; and increased OFW remittances since 2004, which according to Banko Sentral ng Pilipinas, our country had a 4 percent growth to a record level of $17.1 billion last year and by 6 percent this year, just to name a few.

But these changes could NOT solely be credited to our elected President and the Government. These changes are joint efforts of highly diversified investors, entrepreneurs, politicians, labor forces, our countrymen and so on.

If we compare the Philippines 2010 and the Philippines 2004, a lot has changed… But there’s one thing that remained constant for some Filipinos… and that is the struggle of daily living. According to Forbes, 30% of our population is still living in poverty… the number speaks for itself…

When I first voted last 2004, I was hoping for a change. I had all the patriotic reasons of changing the Philippines as a whole. But deep within me, I was more concerned of the food I have to eat everyday, the water I have to drink and the lack of money needed for my daily survival. In short, I was really hoping for a personal change.

This is true for some of us.

Some of us voted because we were hoping that our President and the Government could bring change in our lives. We were hoping that they would be able to alleviate our daily living from poverty. And when we realized that nothing has changed for us, we would often blame them for our poor situation.

It wasn’t until I read the book called Rich Dad Poor Dad: What the Rich Teach Their Kids About Money-That the Poor and the Middle Class Do Not! that I learned… that CHANGE comes from within us… NOT from our President and definitely NOT from the Government… and the rest is history.

Today, I am experiencing a life of abundance, traveling across Asia for business and leisure. Empowering and inspiring other Filipinos to realize their full potential… to take control of their personal finances… and to stand on their own without relying much on our President and the Government.

Together with my extraordinary team of entrepreneurs, we are taking patriotism to whole new level. It is our passion to change the scarcity mentality of most Filipinos and enlightened those who have been blinded.

We fully understand that we create our lives… We create the exact amount of our financial success… We create money and time freedom… We create abundance in our lives… and not our President nor the Government…

We are fighting for a greater cause… that is greater than ourselves…

We are fighting for a First World Philippines…

Yes, our dream may look daunting and at times we are afraid. But we don’t let doubts and fear stop us… because we already voted…

And we voted for ourselves…

“Change will only come from within us… not from anyone else…”

This is an original composition. No part may be reposted, published or reproduced without written explicit permission from the author.

Entrepreneurs can change the world

Credits to grasshopper.com